Mandating Self-Defense Insurance for those that Carry Firearms – good or bad idea?

“The cost of using your firearm in self-defense can be in the hundreds of thousands of dollars if you have to hire a lawyer, get yourself bailed out of jail, and fight for yourself in court.”

There has been some back and forth in various media and groups on the internet about possible gun control laws that would require a person who carries a firearm for self-defense to have insurance in case the firearm is used in any incident. And some legislators thought about making it mandatory to get a concealed carry permit. I don’t think I need to tell you this is a bad idea on many levels, but just in case, let me try.

First, you should NEVER have to pay to exercise a right guaranteed by the Constitution. But even that is still not a reason good enough for some. Second, by requiring insurance to be allowed to carry a concealed or open carry firearm, you are limiting the exercise of a right to only those who can afford to purchase the insurance. That is basically “disenfranchising” to those with a lower socio-economic status. Third, the market is very limited in the choices of insurance carriers, and there is no “standard” that one can look for in a company.

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